Understand your salary tax in Pakistan to stay prepared. Each year, the government updates income tax slabs (income ranges taxed at different rates), withholding rules (how tax is deducted from your salary), and Section 149 provisions (special regulations for salaried income). These changes affect your take-home pay. If you’re an employee, teacher, banker, accountant, or in the corporate sector, know your exact tax deduction for accurate budgeting and financial planning.

CalculateMyTax.pk offers a fast, accurate, and updated Pakistan salary tax calculator. Get your monthly tax, annual tax, and net salary instantly, based on the latest Federal Board of Revenue (FBR) rules.

This guide shows how to compute salary tax, details Section 149 tax slabs for FY 2025–26, and explains the end of the 25% teacher/researcher rebate from 1 July 2025.

What Is a Salary Tax Calculator?

A salary tax calculator is an online calculating tool that automatically:

• Calculates your annual taxable income
• Applies the correct FBR salary tax slab
• Computes your total annual income tax
• Converts it into a monthly tax
• Shows your net salary after tax

Our Pakistan tax calculator uses the official FBR slab formulas to ensure complete compliance with the latest laws and withholdings under Section 149.

How Salary Tax Is Calculated in Pakistan 

1. Determine Your Annual Taxable Income

Your taxable income includes:

• Basic salary
• House rent allowance
• Conveyance allowance
• Any other taxable allowances

If you enter a monthly salary, the calculator simply multiplies it by 12 months to compute your annual income.

2. Apply the FBR Tax Slabs Under Section 149

Pakistan uses a progressive tax system. As your income rises, your tax rate increases.

For FY 2025–26, the Inland Revenue Department issued the official rates under Section 149 of the Income Tax Ordinance, applicable from 1 July 2025 to 30 June 2026.

Official Salary Tax Slabs for FY 2025–26 (Section 149 – Salary)

According to the government circular, the tax slabs for the 2025–26 tax year are:

These slabs match the official government notice under Section 149 for 2025–26.

Our salary tax calculator uses these slabs exactly as issued by FBR.

Important Update: Teacher/Researcher Rebate Removed

A major policy change applies from 1 July 2025:

The 25% income tax rebate for full-time teachers and researchers has been discontinued.

“Tax Rebate @ 25% is NOT allowed to a full-time teacher or a researcher w.e.f 01.07.2025.”

Up to FY 2024–25, teachers and researchers received a 25% tax reduction.

• From FY 2025–26 onward → No rebate is applied.

Your tax will now be calculated the same way as all other salaried individuals.
Our calculator already reflects this change.

What Makes CalculateMyTax.pk Better Than Other Salary Tax Calculators?

Most Pakistan tax calculators offer only basic figures. CalculateMyTax.pk provides modern, user-friendly, and transparent features that deliver more value than many other tools.

1. Interactive Tax Breakdown Graph

Our system generates a dynamic tax chart showing:

• Taxable income
• Annual tax
• Monthly tax
• Net monthly salary
• Effective tax rate

A visual breakdown helps users understand exactly how each slab affects their salary.

2. Downloadable Salary Tax Report (PDF)

Once your salary tax is calculated, you can download a complete tax report in one click.

Useful for:

• Job interviews
• Visa applications
• Bank loans & financing
• HR & payroll verifications
• Record keeping

This is a premium feature that most calculators do not offer.

3. Choose Monthly or Annual Salary Input

Our calculator allows you to enter:

• Monthly salary, or
• Annual salary

Many employees think in monthly terms, while HR generally quotes yearly packages, so this tool supports both and automatically converts the values.
This approach ensures calculations are smooth and user-friendly.

4. Real Example of Our Calculator Output (2025–26)

Example: Monthly Salary = Rs. 80,000

• Annual Income: Rs. 960,000
• Annual Tax: Rs. 3,600
• Monthly Tax: Rs. 300
• Net Monthly Salary: Rs. 79,700
• Net Annual Salary: Rs. 956,400
• Effective Tax Rate: 0.38%
• Tax Breakdown Chart: Automatically generated

This level of accuracy helps you verify whether your employer is deducting the correct tax.

5. Tax Certificate Guide (Every Employee Must Know)

Every salaried person in Pakistan has the right to request their annual:

• Salary Certificate
• Income Tax Certificate
• Annual Tax Deduction Summary

These are issued by:

• Your employer
• Government department
• University/institute
• Corporate HR or Payroll Office

When to request?

After 30 June every year, at the close of the financial year.

What information does it contain?

• Total salary paid
• Total tax deducted under Section 149
• Employer’s NTN
• Tax year details
• Confirmation of withholdings

Why do you need it?

For:

• Filing your annual tax return
• Bank loans
• Visa applications
• Income verification
• Government forms
• Legal compliance

Most employees don’t know they must collect this certificate yearly — but it is essential for accurate tax filing.

Final Thoughts

The FY 2025–26 tax year brings two major updates for salaried individuals:

1. Revised Section 149 salary slabs
2. Removal of the 25% teacher/researcher rebate

Manual calculations can easily lead to mistakes. That’s why the CalculateMyTax.pk salary tax calculator ensures:

• Accurate FBR tax results
• Updated official slabs
• Correct monthly deductions
• Clear breakdown and visual charts
• A downloadable tax report

Simply enter your salary and let the calculator handle everything for you — quickly, accurately, and free.