Calculate your government pension, commutation amount, and medical allowances as per official Pakistan rules
Gross Pension = (Average Pay × Service Years × 7) ÷ 300
Service years are adjusted based on months (1-6: current year, 7-12: +1 year)
Calculations based on Pakistan Government Pension Rules 2025. Always verify with your department.
Understanding the comprehensive benefits available to retired government employees
Regular pension payments provide financial security throughout retirement years.
Medical benefits continue post-retirement with regular allowances for healthcare expenses.
Option to receive a lump sum amount by commuting part of the monthly pension.
Pension continues to family members in case of pensioner's demise.
Qualifying service is calculated from the date of joining to the date of retirement. For pension calculation, months are considered as: 1-6 months = current year, 7-12 months = +1 year to service years.
Maximum 30 years of service is considered for pension calculation, regardless of actual service beyond 30 years.
Medical allowance is calculated as a percentage of net pension: 25% for Scale 1-15 and 20% for Scale 16-22 employees.
Commutation allows you to receive a lump sum amount by sacrificing part of your monthly pension. It's calculated as 25% of gross pension multiplied by 12 and the commutation factor (12.3719).